Senior Credit Analyst at Trade and Development Bank (TDB) | Nairobi, Kenya
Company/Recruiter: Trade and Development Bank (TDB)
✦ AI Summary
Trade and Development Bank (TDB) is seeking a highly skilled and experienced Senior Credit Analyst to join our team in Nairobi, Kenya.
Job Overview
The Senior Credit Analyst will be responsible for conducting in-depth financial analysis, assessing creditworthiness, and making informed recommendations on loan applications and existing credit facilities. This position requires a strong understanding of financial markets, risk management principles, and the ability to work effectively in a dynamic banking environment.Key Responsibilities
- Perform comprehensive financial analysis of corporate clients, including balance sheets, income statements, and cash flow projections.
- Assess credit risk, market conditions, and industry trends to evaluate loan applications and credit proposals.
- Develop detailed credit reports and present findings and recommendations to the credit committee.
- Monitor the performance of existing loan portfolios and identify potential risks or early warning signs.
- Ensure compliance with TDB's credit policies, procedures, and regulatory requirements.
- Structure credit facilities and negotiate terms and conditions with clients.
- Mentor and guide junior credit analysts.
Requirements
- Bachelor's degree in Finance, Economics, Accounting, or a related field.
- Minimum of 5 years of experience in credit analysis, corporate banking, or financial services.
- Strong analytical, problem-solving, and quantitative skills.
- Proficiency in financial modeling and data analysis tools.
- Excellent communication, presentation, and interpersonal skills.
- In-depth knowledge of financial statements and accounting principles.
- Familiarity with international banking practices and credit risk assessment methodologies.
What We Offer
- Opportunity to work with a reputable and established financial institution.
- Exposure to a diverse range of corporate clients and complex financial transactions.
- Competitive remuneration package and benefits.
- Professional development and career advancement opportunities.
- A collaborative and supportive work environment.