Experienced Credit Officer at Ave Maria Microfinance Bank Limited | Abuja, Nigeria
Company/Recruiter: Ave Maria Microfinance Bank Limited
✦ AI Summary
Ave Maria Microfinance Bank Limited seeks an experienced Credit Officer to join its team in Abuja, Nigeria.
Job Overview
As an Experienced Credit Officer, you will be responsible for evaluating loan applications, assessing creditworthiness, and ensuring compliance with lending policies and regulations. You will work directly with clients to understand their business needs and financial situations while maintaining the highest standards of professional conduct and confidentiality.
Key Responsibilities
- Evaluate and analyze loan applications and supporting financial documents
- Conduct thorough credit investigations and site visits
- Prepare detailed credit reports and recommendations
- Monitor loan performance and client accounts
- Manage client relationships and ensure timely communication
- Ensure compliance with regulatory requirements and internal policies
- Participate in portfolio quality management and risk mitigation
Requirements
- Minimum 3 years of credit or lending experience
- Bachelor's degree in Finance, Accounting, or related field
- Strong analytical and financial assessment skills
- Excellent communication and interpersonal abilities
- Knowledge of microfinance operations preferred
- Valid driver's license and own transportation
What We Offer
- Competitive remuneration package
- Professional development opportunities
- Collaborative work environment
- Health and social welfare benefits