Credit Officer - Port Harcourt at Entourage Integrated Trust Limited | Port Harcourt, Nigeria
Company/Recruiter: Entourage Integrated Trust Limited
✦ AI Summary
Entourage Integrated Trust Limited is an investment company specializing in lending, leasing, venture capital, and microfinance services.
Job Overview
The Credit Officer will be responsible for evaluating loan applications, assessing creditworthiness, and managing credit portfolios. This role is critical to ensuring prudent lending decisions that balance business growth with risk mitigation.
Key Responsibilities
- Review and analyze loan applications and supporting financial documentation
- Conduct thorough credit assessments and prepare credit reports
- Evaluate borrower creditworthiness and repayment capacity
- Monitor and manage credit portfolios to ensure compliance with company policies
- Prepare recommendations for loan approval or rejection
- Follow up on loan disbursements and repayment schedules
- Maintain accurate credit documentation and records
Requirements
- Bachelor's degree in Finance, Accounting, Economics, or related field
- Minimum 2 years' experience in credit analysis or lending
- Strong analytical and decision-making skills
- Proficiency in financial analysis and credit assessment tools
- Excellent written and verbal communication abilities
- Integrity and sound judgment in credit decisions
What We Offer
- Competitive remuneration package
- Professional development opportunities
- Collaborative work environment
- Career advancement prospects