Credit Officers at DAG Industries Nigeria Limited (5 Openings) | Nigeria

Job Description

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DAG Industries Nigeria Limited is a dynamic and growing force within Nigeria’s industrial sector, committed to delivering excellence and fostering sustainable growth. We are currently seeking highly motivated and skilled individuals to join our team as Credit Officers, playing a crucial role in our financial operations and strategic expansion. This is an exceptional opportunity for ambitious professionals looking to contribute to a reputable organization and advance their careers in a challenging and rewarding environment.

Job Overview

DAG Industries Nigeria Limited is actively seeking five (5) Credit Officers to join our finance department. These vital roles will be instrumental in assessing creditworthiness, managing loan portfolios, and ensuring the financial health of our clients and the company. You will be at the forefront of our lending operations, contributing to informed decision-making and mitigating financial risks. This position offers the chance to work within a supportive team and contribute directly to the success of a leading Nigerian enterprise.

Key Responsibilities

* Conduct thorough credit analysis of potential and existing clients, evaluating financial statements, credit history, and collateral.
* Assess the risk associated with loan applications and provide recommendations for approval or rejection based on established credit policies and guidelines.
* Develop and maintain strong relationships with clients, understanding their financial needs and offering appropriate credit solutions.
* Monitor loan portfolios, ensuring timely repayment and identifying potential defaults or delinquencies.
* Implement and enforce collection strategies for overdue accounts, working towards amicable resolutions.
* Prepare comprehensive credit reports and present findings and recommendations to senior management.
* Ensure compliance with all relevant regulations, policies, and procedures related to credit and lending.
* Collaborate with internal departments, including sales and operations, to facilitate smooth credit processes and client onboarding.

Requirements

* A Bachelor’s degree in Finance, Accounting, Business Administration, Economics, or a closely related field from a recognized institution.
* A minimum of three (3) to five (5) years of proven experience as a Credit Officer or in a similar credit-related role.
* Preference will be given to candidates with experience in automobile financing, vehicle financing, loan facilities, leasing, or asset financing.
* Demonstrated understanding of credit assessment methodologies, financial statement analysis, and risk management principles.
* Excellent analytical, problem-solving, and decision-making skills.
* Strong communication, negotiation, and interpersonal skills.
* Proficiency in relevant financial software and Microsoft Office Suite.

What We Offer

* The opportunity to be part of a reputable and expanding Nigerian industry leader.
* A competitive compensation package commensurate with experience and qualifications.
* A supportive and collaborative work environment that encourages professional development.
* Access to continuous learning and training opportunities to enhance your skills.
* The chance to make a significant impact on the financial success of our organization.