AML Ops Lead – Transaction Monitoring at LemFi (Formerly Lemonade Finance) | Remote

LemFi (formerly Lemonade Finance), a YC S21 neobank for immigrants in North America & Europe, is seeking a proactive AML Ops Lead – Transaction Monitoring to join our remote team. We empower over 10 million Africans abroad with seamless, low-cost financial services, including multi-currency accounts for domestic and international transactions. If you are passionate about democratizing financial access and have a keen eye for detail in combating financial crime, we invite you to apply.

Job Overview

As an AML Ops Lead – Transaction Monitoring, you will be instrumental in safeguarding LemFi’s operations by leading our transaction monitoring efforts. You will ensure compliance with anti-money laundering regulations, mitigate financial crime risks, and contribute to the integrity of our platform.

Key Responsibilities

• Lead and manage the day-to-day operations of the transaction monitoring team.
• Oversee the identification, investigation, and reporting of suspicious activities.
• Develop, implement, and refine transaction monitoring rules and scenarios.
• Conduct regular reviews and updates of monitoring systems to enhance effectiveness.
• Collaborate with other departments to ensure a holistic approach to AML compliance.
• Provide training and guidance to team members on AML best practices.
• Prepare and present reports on transaction monitoring activities to senior management.

Requirements

• Proven experience in AML/CTF, with a specialization in transaction monitoring.
• Strong understanding of financial crime typologies and regulatory frameworks.
• Experience leading and mentoring a team.
• Excellent analytical, problem-solving, and decision-making skills.
• Proficiency in relevant AML software and tools.
• Exceptional communication and interpersonal abilities.
• A proactive and results-oriented mindset.

What We Offer

• The opportunity to shape the AML operations of a rapidly growing fintech company.
• A remote work environment with a global reach.
• A culture that values innovation and impact.
• Opportunities for professional development and career advancement.
• Be part of a mission to empower immigrant communities through accessible financial services.