Senior Sales Officer at Oxygen

Job Description

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The Senior Sales Officer job in Abuja and Lagos at Oxygen is an exciting opportunity for a results-driven sales professional to play a key role in loan disbursement and customer relationship management. This full time onsite position allows ambitious individuals to drive business growth, achieve targets, and develop strong customer portfolios in a dynamic financial services environment.

As a Senior Sales Officer, you will engage directly with customers, assess their loan eligibility, and ensure high-quality portfolio management while supporting the company’s growth objectives.

Job Overview

Oxygen is seeking motivated Senior Sales Officers to join its branches in Lagos and Abuja. The ideal candidate is a self-motivated, results-oriented professional with strong sales, negotiation, and customer service skills. This role focuses on loan acquisition, portfolio quality, and building long-term customer relationships.

Job Details

• Job Title: Senior Sales Officer
• Company: Oxygen
• Location: Lagos and Abuja
• Job Type: Full Time (Onsite)
• Experience Required: 1–3 years
• Qualification: OND, HND, or BA/BSc in any discipline
• Job Field: Sales, Marketing, Retail, Business Development
• Salary Range: ₦500,000 – ₦750,000 per month

Key Responsibilities of the Senior Sales Officer

Loan Acquisition and Disbursement

• Source, prospect, and onboard customers that meet Oxygen’s lending criteria
• Conduct thorough customer assessments to evaluate creditworthiness and loan eligibility
• Process loan applications efficiently and in compliance with company policies
• Achieve assigned monthly and quarterly loan disbursement targets
• Ensure all required documentation is complete and compliant before loan disbursement

Customer Relationship Management

• Maintain regular contact with customers to monitor loan performance
• Follow up proactively to ensure timely repayments and prevent defaults
• Identify early warning signs of potential default and take corrective actions
• Provide financial guidance and ongoing support throughout the loan lifecycle
• Build and maintain strong, long-term relationships to encourage repeat business

Portfolio Quality Management

• Maintain Portfolio at Risk (PAR) below 5%
• Implement effective recovery and collection strategies for overdue accounts
• Ensure accurate and timely reporting of loan and portfolio performance

Requirements for the Senior Sales Officer Job

Education and Experience

• Minimum of OND, HND, or Bachelor’s degree in any field
• 1–3 years of experience in sales, lending, microfinance, or customer-facing roles
• Proven track record of meeting or exceeding sales and disbursement targets
• Experience in loan recovery or collections is an advantage

Skills and Competencies

• Strong sales and negotiation skills
• Excellent customer service and interpersonal abilities
• Understanding of credit assessment and risk management
• Effective follow-up and organizational skills
• Proficiency in Microsoft Office Suite
• Excellent written and verbal communication skills
• High integrity, ethical conduct, and professionalism
• Self-motivated, detail-oriented, and results-driven
• Ability to work under pressure and meet tight deadlines

Benefits of Working as a Senior Sales Officer

Oxygen offers a competitive compensation package and growth opportunities for high-performing sales professionals.

• Competitive base salary with monthly transportation allowance
• Quarterly bonus: 50% of monthly salary when KPIs are met and PAR is below 5%
• Performance commission: 2% on disbursements exceeding monthly targets
• Monthly training and professional development programs
• Clear career growth opportunities in a rapidly expanding organization

Disbursement Targets and Salary Structure

• ₦25,000,000 monthly target – Salary: ₦750,000
• ₦15,000,000 monthly target – Salary: ₦450,000

How to Apply

Interested and qualified candidates should apply using the Apply Now button in the official Oxygen recruitment portal.