Credit Risk Analyst at Sovereign Finance Company Limited | Nigeria

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Job Overview

  • Date Posted
    May 29, 2026
  • Country
  • Expiration date
    --

Job Description

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Sovereign Finance Company Limited, a preeminent financial services provider dedicated to delivering innovative financial and investment solutions across diverse sectors of the Nigerian economy, seeks a diligent and analytical Credit Risk Analyst. This role is pivotal in safeguarding the company’s financial health by meticulously assessing and managing credit exposures. We are committed to fostering talent and providing a dynamic environment where professionals can thrive and contribute to our continued success.

Job Overview

The Credit Risk Analyst will be instrumental in evaluating the creditworthiness of potential borrowers, analyzing financial data, and developing robust risk mitigation strategies. This position requires a keen understanding of financial markets, lending practices, and regulatory frameworks within Nigeria.

Key Responsibilities

  • Conduct thorough credit analysis of loan applications and existing portfolios.
  • Assess financial statements, credit reports, and market data to determine risk levels.
  • Develop and implement credit scoring models and risk assessment frameworks.
  • Monitor loan performance and identify potential areas of concern.
  • Prepare comprehensive credit risk reports for senior management.
  • Advise on credit policies and procedures to minimize financial exposure.
  • Requirements

  • Bachelor’s degree in Finance, Economics, Accounting, or a related field.
  • Proven experience in credit analysis or risk management within the financial services industry.
  • Strong understanding of financial modeling and data analysis.
  • Excellent analytical and problem-solving skills.
  • Proficient in Microsoft Excel and financial software.
  • Knowledge of the Nigerian economic landscape and financial sector is advantageous.
  • What We Offer

  • Opportunity to work with a leading financial services provider in Nigeria.
  • Exposure to diverse and challenging financial products.
  • Professional development and growth opportunities.
  • A collaborative and supportive work environment.
  • Competitive compensation and benefits package.