ASEP SUDRAJAT
Customer Success Manager | Credit Risk & Refinancing Head | Risk Analytics Manager | Business Operation Head | 14+ Asset-Backed Financing · Indonesia, Jawa Barat, Bogor
Details
Gender
Male
Age range
-
asep••••••••••@•••••.com
Phone
•••••••••7600
Address
AMD RA•••
Experience
HEAD OF UNIT REFINANCING · PT FIFGROUP (ASTRA Group)
Jan 2017 – Mar 2026
- ● Led end-to-end refinancing strategy and business planning for the branch, aligning operations with corporate growth objectives and expanding the loan portfolio.
- ● Designed and implemented behavioral credit scoring and early warning risk frameworks, strengthening portfolio stability and reducing delinquency.
- ● Directed branch operations and SOP optimization, cutting approval turnaround time while maintaining full compliance with corporate credit policy.
- ● Applied KPI monitoring and data analytics to sharpen forecasting accuracy and optimize resource allocation across the branch.
- ● Led and mentored a multifunctional team through structured coaching and performance management, improving productivity by 25% and achieving 100% of key business targets.
- ● Analyzed market intelligence and competitor activity to identify revenue opportunities, increasing customer retention by 20%.
- Skill :
- Strategic Planning & Execution
- Business Planning & Development
- Stakeholder Management
- Credit Risk & Portfolio Management
- Market & Competitor Analysis
- Revenue Modeling
Education
ECONOMIC MANAGEMENT · UIN SYARIF HIDAYATULLAH JAKARTA
2009 – 2012
Skills
About
14y of experience in Multifinancing. Currently building applied data analytics capability Python, SQL, and machine learning to develop the next generation of data driven credit ris...
14y of experience in Multifinancing. Currently building applied data analytics capability Python, SQL, and machine learning to develop the next generation of data driven credit risk models. ⦁ Credit Management : Market research, PD/behavioral credit scoring, and risk management asset backed financing (commercial vehicles, fleet, heavy equipment). ⦁ Analyst : Business (Strategy & Generalist), Data, Product, & Marketing ⦁ Leadership & Operational : People/Team Management, Change Management, Planning & Operations I welcome direct inquiries whenever an opening matches my professional background, and I would be delighted to discuss potential alignments for your current or future projects.
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