Senior Credit Analyst at Monzo | London, United Kingdom
Company/Recruiter: Monzo
Published on: 11:02 PM | Aug 27, 2026
✦ AI Summary
Monzo is a leading digital bank committed to revolutionising personal finance in the UK. We’re dedicated to building a bank that’s transparent, accessible, and truly serves our customers.
Monzo is a leading digital bank committed to revolutionising personal finance in the UK. We’re dedicated to building a bank that’s transparent, accessible, and truly serves our customers. As we continue to expand our innovative product suite, we are seeking a talented Senior Credit Analyst to join our dynamic team in London.
Job Overview
As a Senior Credit Analyst at Monzo, you will play a crucial role in assessing credit risk and developing robust credit policies. You will be instrumental in shaping our lending strategies, ensuring responsible growth and safeguarding the financial health of our customers and the bank. This is an exciting opportunity to contribute to a fast-paced, forward-thinking financial institution.Key Responsibilities
- Conduct in-depth analysis of credit applications and financial data.
- Develop, implement, and refine credit risk models and policies.
- Monitor and manage the credit portfolio, identifying potential risks and opportunities.
- Collaborate with cross-functional teams, including Product, Engineering, and Legal.
- Prepare comprehensive reports and present findings to senior management.
- Stay abreast of regulatory changes and industry best practices in credit risk.
Requirements
- Proven experience in credit analysis, risk management, or a related financial role.
- Strong understanding of credit scoring models, statistical analysis, and financial modelling.
- Excellent analytical and problem-solving skills with meticulous attention to detail.
- Proficiency in data analysis tools and techniques.
- Strong communication and interpersonal skills.
- Experience in the fintech or banking sector is a plus.
What We Offer
- A competitive salary and benefits package.
- Opportunity to work with cutting-edge technology in a fast-growing company.
- A collaborative and inclusive work environment.
- Generous professional development and training opportunities.
- The chance to make a significant impact on the future of banking.