Credit Officer Job in Kaduna State

Job Description

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Are you looking for a Credit Officer job in Kaduna State where you can grow your career in finance while helping individuals and small businesses access loans? Entourage Integrated Trust Limited is hiring motivated professionals to join its lending team across key markets in Zaria. This opportunity is ideal for candidates who enjoy customer interaction, financial analysis, and field based repayment follow up.

The successful candidate will support clients through the loan process, assess risk, and ensure repayments are made on schedule while maintaining accurate records.

Location

Zaria, Kaduna State. Available market assignments include:

• Sabon Gari Market
• Tudun Wada Modern Market
• Kasuwar Zaria
• Samaru Ultra Modern Market

This is a full time onsite position.

Job Summary for the Credit Officer Job in Kaduna State

As a Credit Officer, you will evaluate loan applications, verify financial information, and guide customers in choosing suitable lending products. You will also monitor active loans and maintain strong relationships with borrowers to encourage timely repayment.

Key Responsibilities

• Review and process loan applications
• Assess customers’ financial condition
• Determine creditworthiness and potential risk
• Contact applicants to obtain required documents
• Approve or decline requests based on analysis
• Create structured repayment plans
• Keep accurate and updated application records
• Follow up on renewals and existing facilities
• Track loan performance
• Handle daily and weekly repayment collections

Requirements and Skills

• Previous experience as a Credit Officer, Loan Officer, or in a similar role is an advantage
• Practical knowledge of lending products and processes
• Ability to prepare and interpret financial spreadsheets
• Strong analytical and problem solving ability
• Good communication and relationship management skills
• Background in customer service
• NCE, OND, HND, or BSc in Banking and Finance, Economics, or a related discipline
• 0 to 3 years of experience can apply

Salary and Benefits

• Starting salary of ₦100,000
• Monthly performance incentives
• Pension contributions
• HMO coverage
• Bi annual profit sharing
• Flexible work schedule from 11 am to 6 pm
• Annual appraisal
• Salary review based on performance

How to Apply

Interested and qualified candidates should send their CV to:

[email protected]
[email protected]