2026 PalmPay Graduate Trainee Program

Job Description

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Are you a fresh graduate in Nigeria looking to kickstart a high-paying career in the fintech industry? The PalmPay Graduate Trainee Program 2026 offers an exceptional opportunity to gain hands-on experience, mentorship, and professional development in a leading mobile money platform licensed by the Central Bank of Nigeria (CBN).

This program is ideal for graduates seeking roles in finance, human resources, and collections, particularly in Lagos and other major Nigerian cities, with strong potential for long-term career growth.

About PalmPay

PalmPay serves millions of users nationwide and is committed to nurturing the next generation of fintech professionals and industry leaders. The Graduate Trainee Program focuses on developing practical, job-ready skills across key functions while providing exposure to Nigeria’s fast-growing digital financial ecosystem, including digital payments, money transfers, bill payments, and Buy-Now-Pay-Later (BNPL) services.

Available Trainee Roles

• Finance Trainee
• Learning & Development Officer (Trainee Level)
• Collections Officer – Mobile Installment (BNPL)

The program is full-time, typically runs for 6–12 months, and offers strong prospects for permanent employment upon successful completion.

Program Benefits

Participants in the PalmPay Graduate Trainee Program 2026 will enjoy:

• Competitive Monthly Salary: ₦150,000 – ₦250,000 depending on the role
• Hands-On Training & Mentorship: Workshops, live projects, and guidance from experienced fintech professionals
• Career Advancement Opportunities: Develop a foundation for roles such as financial managers, HR professionals, or credit specialists
• Industry Exposure: Gain insights into fintech operations, regulatory compliance, and innovative financial technologies
• Skill Development: Build technical skills (finance, HR, loan recovery) and soft skills (communication, teamwork, problem-solving)
• Networking Opportunities: Connect with peers and leaders across Nigeria’s fintech ecosystem

Eligibility Criteria

All applicants must be:

• Nigerian citizens
• NYSC-compliant with discharge certificate
• Passionate about fintech and digital financial services

Available Trainee Roles

Finance Trainee

• Bachelor’s or Master’s degree in Finance, Accounting, Economics, Business Administration, or related fields
• 0–2 years of experience (internships count)
• Professional certification (ACCA, ICAN, CPA) is an advantage
• Strong analytical, communication, and ethical standards

Apply: Finance Trainee

Learning & Development Officer (Trainee Level)

• 1–3 years of experience in HR, training, or Learning & Development roles
• Excellent interpersonal and organizational skills
• Bachelor’s degree in Human Resources, Business Administration, or related fields
• Energetic, detail-oriented, and passionate about employee growth

Apply: Learning and Development Trainee

Collections Officer – Mobile Installment (BNPL)

• Bachelor’s degree or HND in Finance, Accounting, Business Administration, or related disciplines
• 1–4 years of experience in loan recovery, credit control, or collections (fintech/BNPL preferred)
• Strong negotiation, analytical, and communication skills
• Proficiency in Microsoft Office and loan management systems
• Ability to meet targets under pressure

Apply: Collection Trainee

Required Application Documents

Applicants should prepare the following:

• Updated CV highlighting education, internships, and relevant skills
• Cover letter specifying interest in the chosen trainee role
• Academic transcripts or degree certificates
• NYSC discharge certificate
• Professional certifications (if applicable)
• Identification documents (national ID or passport)

All files should be in PDF format and clearly labeled. PalmPay may request additional documents during the recruitment process.

This program is an excellent gateway for graduates to build a rewarding fintech career in Nigeria, gain real-world experience, and secure high-paying entry-level opportunities.